By: Pieandchips

Pieandchips — Sun, 07 Mar 2010 09:14:40 +0000

As another person stated before, I also applaud you for not rushing out and hiring an attorney. What the two of you have are what are called “soft tissue” injuries (no broken bones, no stitches. I’m glad, generally speaking, the both of you are ok. Please pay no mind to these people who think they know everything about attornies, even if they work at a law firm. The job of the attorney is to make money off you. The job of the insurance is to settle your claim fairly. You can expect the insurance to pay all the necessary medical bills that are involved, as well as a settlement for pain and suffering and/or lost wages. You’ll need to substantiate any lost wages and bills with paperwork. Pain and suffering are really relative terms to properly compensate you for the inconvenience the accident has caused you. The more damages you suffered (how much the car cost to repair, how much you had to treat), will help aid this settlement. Overall, I would expect to get a couple grand more than the medical bills total to be, if the bills total more than 2k. You don’t need to run out and get an MRI or a full body scan (it’s actually too late for that-those things are done right after the injury).
***Remember, the duty of insurance is to put you back in the same place you were in prior to the accident, no more. I can’t tell you how many times I have had an attorney call me because a client hired them, found out that their settlement was going to be less than expected, then call me to see if I will reduce the amount I will accept in repayment because their idiot client thought an attorney was the best way to go. Guess what my answer is? N-O!

By: Loollea

Loollea — Sun, 07 Mar 2010 08:41:44 +0000

I think the other insurance company has already closed their file on this accident because they wouldn’t have given you the check for the totaled car until your boyfriend signed off on the claim. Better call up the insurance company and advise them about doctor & bills and see if they are going to help you, if they say no
then get an attorney

By: John H

John H — Sun, 07 Mar 2010 07:42:22 +0000

You will need to hire an attorney. Most of the accident and injury attorneys will not charge you until you get your money. I would ask my chiropractor if he knows a good one. A lot of attorneys have relations with a chiropractor or an attorney. This may also help you save money on his medical bills.

Comments on: Anyone have any tips for settling with an insurance company after a car accident?

By: Pieandchips

By: Loollea

By: John H