I would think that this would greatly impact on what your car insurance costs if you are more likely to be involved in an accident with an ininsured illegal immigrant. Is this the case?
Well, I live in Canada and I know our car insurance rates are already through the roof and I am sure if we had the illegal immigrants here that you do, that would definitely have a huge impact on the cost of car insurance.
I think the insurance companies would soon figure out areas with high numbers of illegal immigrants based on the number of claims they are getting where accidents are proven to be caused by illegal immigrants who do not have drivers licenses and insurance/registration. These claims will cost the insurance companies more and so they will have to increase the costs to the purchasers of insurance.
By car insurance | 8 Comments
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February 23, 2010 @ 6:57 am
I think that the only person who has though of that is you
February 23, 2010 @ 7:25 am
Insurance rates are higher in areas with more uninsured drivers, so the answer is probably yes.
February 23, 2010 @ 7:56 am
yes it does effect that , my nephew has a mangled leg from a truck full of illegals running over him and fleeing the scene. my sisters insurance covered some of it ,but not all of it ,so it effects more than just are cost of insurance.
because he saw them they had stolen tags and the cops think that they were illegal ,and they feared stopping for not having drivers license and being illegal it just made sense some people that saw the whole thing said they knew them from the neighborhood and that they were illegal but right after accident they never came back to their apt
February 23, 2010 @ 8:43 am
If this is one of the factors figured into the formula insurance companies use to set rates, then probably yes.
February 23, 2010 @ 9:24 am
No. Not as a cause and effect. Insurance companies are agnostic. They don’t care who lives near you, only how the statistics say the people near you normally drive. If your area is 50% illegal immigrants, but has a 50% lower claim rate than the town 20 miles away, you’ll pay less. If the rate is the same, you’ll pay the same. In many, if not most states, this would be called “red lining” and it is illegal.
February 23, 2010 @ 10:16 am
Well im not sure but good question
for HAYLEYLOV how do you know “illegalls” ran over your nephew if they fled the scene? makes no sense
February 23, 2010 @ 11:12 am
I think it costs less with Geico.
February 23, 2010 @ 11:30 am
I assume the insurance rate would only increase if you lived in a neighborhood with any sort of high crime rate. Another thing, how would large insurance corporations know where immigrants live?