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	<title>Comments on: how many year does it take for auto insurance to lower young driver rate?</title>
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	<link>http://www.thecarinsurance.net/how-many-year-does-it-take-for-auto-insurance-to-lower-young-driver-rate.html</link>
	<description>car insurance</description>
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		<title>By: Joel L</title>
		<link>http://www.thecarinsurance.net/how-many-year-does-it-take-for-auto-insurance-to-lower-young-driver-rate.html/comment-page-1#comment-3320</link>
		<dc:creator>Joel L</dc:creator>
		<pubDate>Fri, 26 Feb 2010 13:04:55 +0000</pubDate>
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		<description>It all depends on your location.  In certain states they did away with age being a determining factor in insurance rates so it went from age to years of driving experience so 25 is no longer a definite.  Typically you get a large rate drop after three years of driving and it should drop a little bit each year of having your liscense.  Pricing varies from each insurance company but 25 is no longer the exact age that auto insurance becomse cheap.</description>
		<content:encoded><![CDATA[<p>It all depends on your location.  In certain states they did away with age being a determining factor in insurance rates so it went from age to years of driving experience so 25 is no longer a definite.  Typically you get a large rate drop after three years of driving and it should drop a little bit each year of having your liscense.  Pricing varies from each insurance company but 25 is no longer the exact age that auto insurance becomse cheap.</p>
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		<title>By: Firebird</title>
		<link>http://www.thecarinsurance.net/how-many-year-does-it-take-for-auto-insurance-to-lower-young-driver-rate.html/comment-page-1#comment-3319</link>
		<dc:creator>Firebird</dc:creator>
		<pubDate>Fri, 26 Feb 2010 13:04:34 +0000</pubDate>
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		<description>Age 25.  It&#039;s the brain that becomes different at 25, not experience.

I have heard that being married makes a difference, but I just wonder if that&#039;s true.  It might be an old wives tale.</description>
		<content:encoded><![CDATA[<p>Age 25.  It&#8217;s the brain that becomes different at 25, not experience.</p>
<p>I have heard that being married makes a difference, but I just wonder if that&#8217;s true.  It might be an old wives tale.</p>
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		<title>By: mrratesjay</title>
		<link>http://www.thecarinsurance.net/how-many-year-does-it-take-for-auto-insurance-to-lower-young-driver-rate.html/comment-page-1#comment-3318</link>
		<dc:creator>mrratesjay</dc:creator>
		<pubDate>Fri, 26 Feb 2010 12:48:45 +0000</pubDate>
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		<description>depends on the company. there is a 20% surcharge for a driver for the first 3 years. Most companies offer some relief at 21 yrs old and then at 25, but for a male the full adult rate is not until age 30 unless you are married then you can qualify for the full adult rate at 25. Females reach full adult rate at 25.</description>
		<content:encoded><![CDATA[<p>depends on the company. there is a 20% surcharge for a driver for the first 3 years. Most companies offer some relief at 21 yrs old and then at 25, but for a male the full adult rate is not until age 30 unless you are married then you can qualify for the full adult rate at 25. Females reach full adult rate at 25.</p>
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