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By car insurance | 4 Comments

If I increased my car insurance coverage and got into an car accident shortly after that, would it make me look bad? Would the car insurance company suspect me? Would they refuse to pay? Would that have any impact to my record?

  1. Comment by PMack
    February 5, 2010 @ 4:07 am

    They might suspect you of fraud, if so they will investigate. If what happened was just one of those things and you’re not guilty of any wrongdoing, you have nothing to worry about. They can’t refuse to pay without evidence to support a claim of fraud.

    If you are guilty, you could go to jail.

  2. Comment by Zack
    February 5, 2010 @ 5:06 am

    If it is a well documented accident you have nothing to worry about. But if it looks like you staged the accident after you increased your car insurance they will probably not pay it.

  3. Comment by igirl2001
    February 5, 2010 @ 5:38 am

    no but it may not be into effect until the next day after you changed it. if the accident happened after it was in effect, then because crazy things happen you should be fine. But they do investigate throughly to make sure no fraud is involved

  4. Comment by badbill1941
    February 5, 2010 @ 6:38 am

    It might make the insurance co. a little curious.

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