If I tell my insurer that I’m driving all day going out to service calls, my rates are going to go up and they’ll say I need a commercial plan. What is the industry standard for this, I don’t want to make my employer think I’m being whiney.
By car insurance | 3 Comments
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May 8, 2010 @ 4:55 am
i know they should definitely pay for the gas
May 8, 2010 @ 5:13 am
The normal rule is that the employer either gives a flat rate or a per mile rate for the use of the vehicle. The employee has to pay for all expenses out of that allowance. This includes fuel, repairs, insurance and depreciation of the vehicle.
May 8, 2010 @ 5:49 am
You should have negotiated this before you started the job. Your insurer is entitled to know about the increased exposure and to get the premium for it; if you don’t tell them, they could void your policy, or charge the extra premium back to the day you started.
Ask your employer if they’ll make any adjustment for this.