What is typical coverage amounts for a used Class A RV valued at $20,000? ie., Full-coverage? Collision, Comprehensive, Liability?
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What is typical coverage amounts for a used Class A RV valued at $20,000? ie., Full-coverage? Collision, Comprehensive, Liability?
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March 5, 2010 @ 5:19 am
Well, there isn’t a typical. If there’s a loan on it, you’ll need the collision & comprehensive. If it’s registered, you’ll need the liability.
Some people just park these on a lot in a campground, and don’t insure them at all.
March 5, 2010 @ 5:38 am
This will depend on the type and amount of insurance you place on the vehicle, your driving record, who else is rated to drive the vehicle and a number of other factors.
Some companies allow RVs to be added to an auto policy, others require a separate policy to be written. Check with your insurance professional.
A word of advice, anyone with an RV should consider a umbrella policy; there is liability associated with an RV that’s outside the scope of a standard homeowners & auto policy. Better to be covered.