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By car insurance | 6 Comments

i have to get new insurance before i register my car. i have an 2006 chevy cobalt ive been in 2 car accidents and i haven’t had my D.L for more then 3yrs.

Could i take some kind of defensive driving class to get the points of my record and a lower insurance payment?

if you don’t have anything useful to say plz do not answer THANKS=)

  1. Comment by lkm
    May 3, 2010 @ 3:21 am

    Unfortunately no, there is nothing you can take at this point to improve it. Only if you were to get a ticket and traffic school or what ever it is called is offered.

  2. Comment by Cesar O
    May 3, 2010 @ 3:57 am

    Visit Philippines, Motor vehicle insurance premium is based on the motor vehicle and not the driver…Strange but TRue

  3. Comment by Randall Parker, MBA
    May 3, 2010 @ 4:08 am

    You will need to obtain your driver’s license prior to doing anything. Depending on how long ago were the accidents, they may not be an issue for you now.

    Once you have your license, you should have no problem obtaining insurance, although you may not be ecstatic about the rates. Good luck!

  4. Comment by Taylor Hunt
    May 3, 2010 @ 4:52 am

    Well there are several ways you can get out of your situation. Fuck the driving examiner. Fuck the cop tat comes to arrest you. Or atleast get your tits out and give him a handjob.

  5. Comment by car253
    May 3, 2010 @ 5:44 am

    Nothing you can do about those accident points on your driving record.

    But go to the DMV and get your drivers license back first.

    How long ago were those accidents? In California they only count for 3 years. Some other states do not even count them at all. So, check with your DMV and call an insurance agent.

  6. Comment by mbrcatz17
    May 3, 2010 @ 6:10 am

    You’re not going to get accident points off your record, with defensive driving courses.

    The ONLY tip I have for you, is see if you can buy a renter’s policy with the same company. Shelling out $100 for a renters policy, could get you up to 25% off your car insurance. So if your car insurance is costing you $2,000 a year, you pay another $100 for renters insurance, voila, $500 off the car insurance. Net savings, $400.

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