I live in Michigan and I have been advised by Hartford that my car insurance will be canceled in Feb. due to the fact that another person in this household has a DUI. They feel that this person could drive my car with or without my permission. They advised one of us needs to move in order to have the policy reinstated. Is this justified? What can I do?
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March 22, 2010 @ 4:58 am
Kick out your roommate, or move. It’s completely justified.
March 22, 2010 @ 5:31 am
you should call the insurance company and see how your car is listed. if it’s not single driver, it should be. if you have on there other people can drive and be insured, take it off.
March 22, 2010 @ 6:08 am
They are justified. You might be able to get an insurance company to exclude your room mate from the policy and if that happens your room mate must never drive your vehicle.
March 22, 2010 @ 6:48 am
Yep.
All perfectly legal and in black and white in your policy that you never bothered to read.
March 22, 2010 @ 7:11 am
If someone drives your car without your permission there’s no way you or your insurance can be held responsible, that’s in a court of law.
He simply gets done for car theft.
But if we are talking yahoo answers then anything is possible.
March 22, 2010 @ 8:05 am
Your insurers are having a laugh. Maybe that’s cowboy law but In the UK they would dismiss this case in 1 minute.
March 22, 2010 @ 8:20 am
americans are real funny! no disrespect meant to any dude or dudette of course but it
beats me why they have such a high immigration rate! That’s akin to living in terror. I could walk into your home, grab your keys, crash your car and you get done for it! lol
March 22, 2010 @ 8:34 am
That is really sad to hear. I call that discrimination. I would not leave it there, try to contact a lawyer and see what he has to say. There must be some kind of law that can protect you against these companies.