I’m about to buy my first car. I’ve had cars before but I’ve never had one that I’ve had to make payments on until now. I’ve been researching rates and so far all the quotes I’m getting are for about $1400 for 6 months, which I feel is a little steep. I was wondering if I could get on my fathers car insurance and just pay that cheaper rate but when I brought this up to him, he said that would only work if he was a co-signer with me. I wanted to know if that was true and also what are some tips for getting the lowest rate on full coverage that I can.
I’m a 22 year old male, have had license for 7 1/2 years, I don’t think I have too many things on my record except for a stop sign ticket two years ago and maybe a seatbelt ticket 5 years ago.
Well I called the insurance agent and asked him if it was possible. He told me that I could be added to the insurance and the difference to the entire policy would be about a $100 cheaper than what I would have been paying by myself. So that sounds like a deal to me.