I am going to have to use one of my parent’s cars to get around soon. I have never had my own car, but have had a license for a few years, I just always used public transportation…so I am wondering how would I go about getting added to my parent’s car insurance policy.
Note: I would only be driving their car occasionally, not regularly. I’m 21 btw. Details and possible costs would be appreciated.
Basically I am on my parents car insurance. If I buy a car and register it in my name with their insurance and get into an accident and get sued, would the other party sue me directly or my parents? I don”t have any assets to worry about like a house but they do so in the case I get into an accident and get sued should they worry about losing the house?
I am going to be added to my parents’ car insurance policy. Do they run my credit? I know they check your credit if you apply to be added to your own policy.
