I recently bought a vehicle from my parents (who live in another state). That car has insurance in their name but I’m one of the secondary drivers on the policy. Do I have to get my own car insurance? Or can I just stay on their policy to save money? I wonder if the state will let me get a tag with an insurance policy that belongs to my parents.

Okay we bought an RV, due to a manufacturer problem it wrecked while taking vacation. We had already made 5 payments on it at the time. The insurance company paid it off but our question is can claim it at a loss?
Thanks in advance for your answers.
The insurance company paid off the balance but we did not get reimbursed for the first 5 payments. We only had it 5 months when a manufacturer error caused it to crash. Luckily we did not hurt.
What is AGI?

I am planning on buying a new car and my insurance company never raised my rates on my last vehicle after my DUI in feb 05.
Progressive was 150% Higher than what I am paying now.. I have full coverage on my truck with a 250 ded.

My boyfriend was in an accident a couple months ago, it was the other guy’s fault and the other guys insurance company already sent a check for my boyfriends car which was totaled. He has been going to the chiropractor for the last two months, and we have decided not to hire an attorney because they are so expensive. Niether of us has ever been in this situation before, so how should we go about settling? What should we ask for and how? We are both in college and this accident has caused both physical pain for my boyfriend as well as a tremendous inconvieniance of having only 1 car. Any help would be appreciated.