State:

1. We’d like to have one of our investigators examine the truck and make his own conclusions.

 

2. We’d like to have you seen by one of our doctors to determine if you need more treatment.

 

3. We disagree with the police report determination.

 

4. We’re going to need to obtain all of your previous medical records.

 

5. We don’t feel you needed all of the medical treatment you received.

 

6. We don’t believe all of the diagnostic tests you had were necessary.

 

7. We’ve analyzed your medical bills and reduced them to the amount we feel should have been charged.

 

8. We feel you were comparatively negligent.

 

9. We’d like to have a psychologist evaluate you for your emotional injuries.

 

10. We’d like to have a specialist review the records of your treatment and compare them to your previous medical records.

 

Here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in El Toro, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in El Toro, Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, Chino Hills, or anywhere in Southern California, we have the knowledge and resources to be your El Toro Truck Accident Lawyer and your Orange County Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto, motorcycle and truck accident victims in El Toro, Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, Westminster, Buena Park, Mission Viejo, Garden Grove, Laguna Niguel, San Clemente, and Chino Hills. We also serve bicycle, pedestrian and car accident clients from Palm Springs and Palm Desert to Indio, from San Diego to Carlsbad, Ontario and Rancho Cucamonga, from Long Beach to San Luis Obispo, from Palmdale to Victorville, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your El Toro Truck Accident Lawyer and Orange County Truck Accident Attorney or your attorney in and around the cities of Oceanside, La Jolla, Del Mar, Chula Vista, El Cajon and Escondido. We also serve Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Vista, San Marcos, Solana Beach, Encinitas, Pacific Beach and Newport Coast.

By car insurance | No Comments

Almost nothing feels more frustrating than being involved in an accident or having your car stolen, and then having to deal with a tedious claims process.

The procedure for claims after a car accident is supposed to be straightforward. After you make the claim, preferably on a comprehensible form , an adjuster estimates the costs to restore your car and the insurance company writes you a check for that amount. Regrettably, the process isn’t always so simple for millions of people who file claims each year.

Here are some things you can do to get claims settled as fast and as smoothly as possible:

Jot down the setting, time, weather and other aspects of the environment; you don’t know what will be significant later. Keeping a disposable camera in your auto, so you can take photos of the accident scene, is an excellent idea.

If a camera is not available, you can make a rough drawing of damage to vehicles and property, and describe any apparent injuries and other pertinent facts. Acquire and maintain a copy of the police report for yourself as well.

Promptly contact your insurer. The insurance company could negate your policy if you don’t. Be sure to also report in writing to make sure that your rights are protected under law. Verify your policy- identify what coverage you have and don’t have so you know what you can claim. Talk with your agent beforehand about the claims process and what information the company may need. Verify the deadlines as well. Some policies have time limits for each step of the claims’ process.

For stolen cars- report the theft immediately to the police in the city where it was stolen. Have your license plate number and VIN (Vehicle Identification Number) – located on your car registration ready, if available. You will need to file a stolen vehicle report. If the Registration is also lost along with the vehicle, obtain a duplicate from the Transport Authorities as soon as possible. Then notify your car insurance company immediately. Auto insurance claims for stolen vehicles always take longer to process , because the police are given a reasonable amount of time to locate the stolen car. Keep regular liaison with the police regarding the progress of the investigation. If the vehicle is not traced after a reasonable period, get a report from the police to that effect. If the vehicle is traced, inform the insurance company immediately.

Next monitor your claim: Get your claim number and call the company or claims adjuster for updates. Some insurers let you follow your claim’s status online. Sometimes writing a letter to the adjuster or a supervisor can get the wheels turning faster. Be persistent, but not obnoxious.

And remember, to avoid walking while your claim is being processed-Check rental coverage: If the accident wasn’t your fault, you can get a rental car while yours is in the shop, paid for by the other driver’s company. If the mishap was your fault, you have to have rental reimbursement coverage. If your car was stolen and you have comprehensive insurance, your insurer will probably pay a capped amount each day for a rental.

These tips can help you get through the claims process and back on the road faster.

Receive a free online auto insurance quote that will save you money by visiting http://www.your-car-insurance.biz, a reliable auto insurance website that provides auto insurance information and resources.

By car insurance | No Comments
By car insurance | 5 Comments