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Peter Best Insurance Services Ltd is a specialist insurance broker with over 21 years experience in the collectable cars, motorbikes and commercial vehicles markets.

From a single club scheme launched in 1985, they have grown to become one of the largest and most trusted names in Collectors Car Insurance. In addition, their general insurance office provides competitive premiums from leading insurers for your private motor, household, travel and commercial insurance needs.

The company is now able to provide you with on-line quotes and purchases for Classic Cars, (including club schemes for Mercedes Benz and MG), Classic Motorcycles and Classic 4×4 vehicles. You can get an instant quote using our BEST WebQuote system and purchase the policy online by registering your details with them.

With their interest in the classic motor insurance market, they have strong connections with many of the car clubs such as the Mercedes Benz Club and the MG Car Club. This enables them to offer discounted premiums to existing club members, providing they can supply their membership number.

Although Peter Best Insurance Services Ltd specialises in the classic vehicle field, they do not neglect their clients other insurance requirements, such as private motor, household, travel, etc.

As a specialist classic motor insurance market, Peter Best Insurance Services Ltd have bespoke schemes for those with good driving records, in particular:-

© Best Driver – a quality comprehensive policy with unlimited mileage with own business use. Europe-wide cover and DAS Legal Expense insurance included.

10 Plus – a second car policy allowing up to 5,000 miles per year, comprehensive cover for family-type vehicles over 10 years old (excluding convertible models). They also provide Europewide cover including roadside assistance and recovery. No Claims Bonus is not used on this vehicle and is therefore free to keep on your everyday vehicle. There is no agreed value. The Policy is based on their successful Classic Car schemes.

Steve is a well known author and has been writing content for Classic Insurance an important utility available online. His content is worth reading as it gives you an insight about different aspects of Insurance. For more information visit “www.peterbestinsurance.co.uk”

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There are no shortages of websites that show classic cars for sale. Between private seller classified ads, classic car dealer ads, auto auction ads, it can be almost overwhelming.

Where do you start? Here are some tips that will help sort through the process.

First, zero in on what car you are looking for, or at least in a range of years. For example, before I bought my “62 Corvette, I was looking between 1958 and 1962. That narrowed the field. Then after some time I decided I wanted the “62, and it got a lot easier!

Next, you need to know what condition of car you want. Show car, project car, solid driver, etc. Formal ratings range from Excellent to Parts Car, and each is priced accordingly.

So, if you want a “good” condition 1967 GTO convertible you would be getting a car that probably needed some work, mostly minor, had been either well maintained or had a decent restoration at some time (not recent). The car as it exists would be a solid driver and probably not too hard to get into “Very Good Condition” (near perfect, great driver).

With this information, next go to some of the many dedicated vehicle sites – just type in 1967 Pontiac GTO in Google and start reading. Once such site is http://www.gtoalley.com/. Tons of information on the standard options, VIN number decoding and things you should now.

Many of these sites have books for sale that have great detailed information that a lot of professionals don’t even know. Pick up one or two. It will be money well spent.

Based on the above, you are now armed and marvelous, as they say. You should have an idea form the various price guides what the relative values are for your car. If you have not posted on any forums looking for your car, now is a good time to start. You’ll get some good information.

The next decision is how far geographically you will search for your car. Some will only look in their back yard; others have no problems with distance. Decide your preferences and plan accordingly.

If you find a listing from a private seller, rejection is your friend. Sounds odd, but you need to quality him / her as a legitimate seller quickly or move on.

• How much do they know about the car? You should be armed with VIN, Trim Tag and rear axel numbers so you can quickly determine how original the car is – or that the seller really doesn’t know.

• Do you have a lot of pictures that show detail? If not, then ask for more. If the seller hedges, then they may not actually have the car. Digital cameras are cheap and there is no reason why several more can be taken. Their version of “good” may not be the same as Hemmings Motor News.

• Does the seller have the proper documentation and authentication? For example, GM cars had Protecto-o-Plates, a metal credit card like plate glued into the Owners manual with VIN, Trim Tag & Drive train Decoding. When the car was taken in for service, the dealership would take an impression. How can they prove the car is authentic?

• If the seller wants a deposit or he will sell the car to someone else, then that’s a red flag for me anyway. I understand having skin in the game, but sending someone a few hundred or thousand dollars site unseen is not realistic. If they car seems okay, then agree to have it inspected. Once you get the inspection, you can make a decision. First, you’ll know that the seller really has the car! Second, you’ll know what it is worth. It may cost $200 for you to walk, but better than buying the wrong car.

• When contacting dealers, go through the same questions. They should have all the information at their finger tips. Once thing to realize is that many dealers purposefully do not update their inventory. They may show your car for sale and when you call – oops – it’ sold. They will offer to find one for you though. Your call. If you get a good feel it may be worth it. DO NOT enter into any exclusive agreement where you are obligated. Bad idea.

• If using ebay – all the above applies. There are scams everywhere and you need to be careful.

Don’t want to spend the time dealing with the flakes and scammers? Let Your Dream Car Finder do the heavy lifting. We know cars, where they are, and can find and deliver your car to you with no hassles.

Tim Leary is a serial car nut and likes nothing better to find you your long-time dream classic car! http://www.yourdreamcarfinder.com

By car insurance | No Comments

Today, as the number of people owning car has increased significantly, the number and types of different auto insurance has also increased. You can find many insurance policies serving your purpose. There are policies specially designed for different purposes. For Example, if you own a classic car model, then you must buy the Classic Auto Insurance.  What is a classic insurance policy? It is a special type of insurance cover designed specifically to protect a classic car from damages. It keeps in mind the various damage risks a classic car may face.

A classic car is not the one that you use very often like your other family car. You invest a lot of money in buying and maintaining your classic car. To protect your invested money, you must safeguard your classic car with an insurance policy made specially to protect classic cars. While looking for the best deals in classic auto insurance, you must keep in mind few points. The first point is the garaging of the car. Most of the classic car insurance providers suggest that when your classic auto is not being driven it must be kept locked in a garage or in a parking area. In fact some insurance agencies do not attend to your claims if they find that you had not kept your car in a garage or proper parking space. Also parking your classic auto in some hotel’s parking lot may also void your insurance claim. So you really need to be careful.

Second point is to understand the different valuation methods that the insurer uses. Most of them offer you many valuation options of which the most common one is discussed here. One is the agreed valuation method. In this case both the parties agree on a fair market price. Each year on the renewal of the policy, the classic auto is reviewed. People consider this method as the fairest valuation method but the only difference between normal cars and classic cars is that the classic ones can also increase in value unlike the normal cars leading to a direct rise in the value of the premiums.

Third point to remember is that the cot of your classic auto insurance depends on how you use your car. Typical classic auto insurance will cover you only for the damages faced during the drive to and from the classic auto shows. So if you wish to drive your classic car on any occasion other than that, you must ask for additional coverage.

Get answer to all of your auto insurance questions and obtain free car insurance quotes online.

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