Car Insurance » damages http://www.thecarinsurance.net car insurance Mon, 24 Oct 2011 06:26:04 +0000 en hourly 1 http://wordpress.org/?v=3.0 What Are The Damages A Car Insurance Covers? http://www.thecarinsurance.net/what-are-the-damages-a-car-insurance-covers.html http://www.thecarinsurance.net/what-are-the-damages-a-car-insurance-covers.html#comments Tue, 13 Jul 2010 02:55:15 +0000 car insurance http://www.thecarinsurance.net/what-are-the-damages-a-car-insurance-covers.html The current market condition of insurance industry shows that the car insurance rates will increase this year since, the rates increased by 7.2 percent during the last quarter of 2009.This makes it mandatory for all the new and existing drivers to review the information about the damages car insurance can cover. As long as you are aware of the compensation that your insurer provides, you can claim for the damages instantly. The following points will give you a comprehensive knowledge about car insurance coverage.

Single vehicle accident

This type of compensation can help you to fix the damages of your car when the accident involves a single vehicle only. The best example of this type of damage is windshield damage. Most often windshields are damaged by flying debris where a driver cannot be held responsible for the accident. While driving down the highway this type of accidents occur frequently. In many cases it has been seen that a small crack on the windshield becomes large due rise in temperature during summer. For similar incidents like this, one can be assured that the damages will be paid by the insurer.

Routine maintenance of your vehicle

Many can insurance cover the cost of vehicle maintenance. This type of coverage depends on the type of policy purchased. This is generally paid for maintenance works like tune-up, oil change, tyre replacement etc. It is better to check with your insurer about the car insurance coverage on vehicle maintenance.

Legal Fees

Any traffic accident involves legal fees arising out of complaint tickets and police charges. Many policies compensate such legal fees like trials, tickets, legal infraction etc. Hence, check with your car insurance company whether they cover such fees or not.

Apart from the above mentioned coverage plans, medical expenses of the driver and the passengers are also paid by a car insurance policy. When you are purchasing a policy, you will come across two types of coverage plans- comprehensive and collision. You must check with your insurer about the extent of such car insurance coverage. This can give you a complete idea regarding the insurance claims you can make.

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]]> http://www.thecarinsurance.net/what-are-the-damages-a-car-insurance-covers.html/feed 0 Is it conventional for a friend to pay the deductible when he damages your car when driving it? http://www.thecarinsurance.net/is-it-conventional-for-a-friend-to-pay-the-deductible-when-he-damages-your-car-when-driving-it.html http://www.thecarinsurance.net/is-it-conventional-for-a-friend-to-pay-the-deductible-when-he-damages-your-car-when-driving-it.html#comments Mon, 31 May 2010 07:38:46 +0000 car insurance http://www.thecarinsurance.net/is-it-conventional-for-a-friend-to-pay-the-deductible-when-he-damages-your-car-when-driving-it.html Recently my friend was driving my car while I was in the passenger seat. He does not like my driving, so I let him drive my car. While we were on the freeway he rearended another vehicle, causing damage to my car and the other car. My insurance is going to cover the damage for both my vehicle and the other vehicle, but to repair my car there is $1,000 deductible, and there is probably $3,000 damage to my car. Given these facts, how appropriate would it be to ask my friend to pay the deductible?

]]> http://www.thecarinsurance.net/is-it-conventional-for-a-friend-to-pay-the-deductible-when-he-damages-your-car-when-driving-it.html/feed 6 Will damages to my rental car go to my car insurance if I was not the one driving? http://www.thecarinsurance.net/will-damages-to-my-rental-car-go-to-my-car-insurance-if-i-was-not-the-one-driving.html http://www.thecarinsurance.net/will-damages-to-my-rental-car-go-to-my-car-insurance-if-i-was-not-the-one-driving.html#comments Fri, 30 Apr 2010 07:37:46 +0000 car insurance http://www.thecarinsurance.net/will-damages-to-my-rental-car-go-to-my-car-insurance-if-i-was-not-the-one-driving.html I have terrible luck lately. Two weeks ago I totaled my car (my fault) and I have a rental until tomorrow. Rental is from enterprise and paid for thru my car insurance. On my rental agreement I did not list any other drivers, and since it was paid for by my car insurance the guy crossed out the extra insurance and just asked me how much my car insurance deductible is and wrote that down($250). Today, I looked at the agreement and I actually hadn’t signed it when I rented the car (even though there is a place for me to sign)…hmm…(?)
SO, last night I was drinking and my boyfriend was not so he drove us home- in my rental. A car hit the rear driver side of us and it caused a dent and some paint damage. Called the cops, the other driver lied and nobody cited. I DO NOT want my insurance to know, since I just totaled my car. Boyfriend has full coverage, can it go on his? or will it go on mine? Can we just pay for it in cash & not use insurance? Its minor, fix before I turn it back in ?

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