my car got totaled last year. My insurance found that my car was worth about $16,000. The person at fault was an Los Angeles County driver. My insurance company went to court with LA County to get the value of my car back. LA County and my insurance settled for about $14,000. My insurance said that was about 80% of what they paid (using round numbers, not actually the amounts LOL). My deductible was $1,000, and my insurance paid mea portion of my deductible because they only got a portion of what my car was worth. My insurance got 80% of what they paid so i got $800 (80%) of my deductible. Now, my insurance also sold my car for parts which was for about $13,000, So they got about $30,000 from the settlement and the selling to a junk yard. shouldn’t i get my full deductible because the got even more that the car was worth? and are they supposed to automatically keep the car or are they supposed to ask if i want to keep my car to rebuild it, or sell it for parts myself?

BTW I have my insurance with Farmers.

Thanks in advanced for all of your answers!!