1. That’s one for the record book. You’re the first person to ever eat the custard pudding here and keep it down.

 

2. Can we just see that pill we gave you? In the event you already swallowed it, we’ll just get on the phone to the drug maker and see what problems that can cause.

 

3. I’m afraid the doctor you should be seeing is out of town. However, we’ve hooked up a conference call with an out source service we use in India.

 

4. We’ve got your blood test results back. The doctor, however, wants to explain them to you himself after he’s had a few drinks.

 

5. Most people are nervous about being in room thirteen.

 

6. We’ve been noticing quite a number of your moles and we’ve scheduled an examination tomorrow with one of our specialists. Don’t worry though. The removal process is really quite painless, unless you have as many moles as you do.

 

7. While you’re here, would you like to see someone about all that chest hair. Some of the nurses are really quite put off by it.

 

8. If you have any problem with pain in the night, the call button on your bed I’m afraid doesn’t work too well. Actually, I don’t believe it works at all.

 

9. Would you mind if we showed that to the new nurse. She’s never seen that before and to be honest, neither have I.

 

10. This medication has some serious side effects. Itching, bloating, swelling, you know, the usual. We want you to take two of these every four hours.

 

Now here are ten actual tips of advice from a San Diego truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a personal injury in San Diego, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good San Diego truck accident attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good San Diego truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good San Diego truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most San Diego truck accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in San Diego, Carlsbad, Oceanside, La Jolla, Del Mar, Escondido, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, Pacific Beach, or anywhere in Southern California, we have the knowledge and resources to be your San Diego Truck Accident Lawyer and your Carlsbad Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto, motorcycle and truck accident victims in San Diego, Carlsbad, Oceanside, La Jolla, Del Mar, Escondido, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, and Pacific Beach. We also serve bicycle, pedestrian, and car accident clients from Orange County to Palm Springs, Palm Desert and Indio, Long Beach and Santa Monica, from Newport Beach to Anaheim Hills, Santa Barbara, Ventura, Oxnard and San Luis Obispo, Ontario and Rancho Cucamonga, from Palmdale to Victorville and Hesperia, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your San Diego Truck Accident Lawyer and San Diego Truck Accident Attorney or your attorney in and around the cities of Corona del Mar, Laguna Beach, Huntington Beach, Irvine, Anaheim, and Santa Ana. We also serve Orange, Fullerton, Costa Mesa, Corona, Temecula, Murrieta, Westminster, Buena Park, Mission Viejo, Garden Grove, Riverside, San Bernardino, Moreno Valley, Fontana, Laguna Niguel, Chino Hills, San Clemente, Malibu, Torrance, Chino, National City and La Mesa.

By car insurance | No Comments

If a rock falls from the sky and cracks the windshield of your rental car, you are liable for the damage. This point is made clear, somewhere deep inside your rental car contract: you are financially responsible for any damage to the car while it is under your care, whether you caused that damage or not. You certainly already know this, but it still may not sway you to purchase additional insurance for your rental car. After all, what are the chances it will happen to you?

It can happen to you

It’s true that the chances of your rental car incurring damage aren’t high. But it’s also true that once your rental car does incur damage, that probability becomes irrelevant. Here’s a scenario to consider:

You arrive at the airport, pick up your bags and head to the rental car service counter. You fill out the paperwork, and are told to select a car from the parking lot. In the parking lot, all of the cars are parked outside. Airplanes are flying overhead. You find a car, throw in your luggage and you are on your way. Two days later, you drop the car off without incident.

Three or four weeks later, you receive a later from your rental car company. If the letter comes from Alamo (which is now part of Enterprise), it may say: “Our Damage Recovery Unit has received notification of damaged or loss to the vehicle you rented…If you have not already done so, please contact your insurance company and/or credit card company to report this claim to them.”

Your word against theirs

At this point, there’s no way for you to prove that the reported damage didn’t happen while the car was in your care–even if you never saw the reported damage. Indeed, it isn’t inconceivable that a rock did fall from the sky and put a tiny knick in the car’s windshield, before you slipped the keys into the door. But alas, it doesn’t matter. That damage is your responsibility.

If you dispute the claim, the car rental company will notify the management of the drop-off location that reported the damage. You can expect those managers to confirm that the damage is, without question, your responsibility. From there, you have no choice but to figure out how to pay for it.

Do your own walk-arounds

According to an Alamo representative, the counter attendants in airport service centers generally don’t do “walk-arounds” of the vehicle before you drive away; they simply don’t have the time. Therefore, the only way to protect yourself against paying for pre-existing damage to a rental car is to do your own walk-around. Inspect the car carefully and make note of all scratches, knicks and dents. Then go back to the service counter and get someone to document those damages. Don’t expect this process to be easy either; if they don’t have time to do the walk-around themselves, they may not be thrilled by your request.

When you return the car, ask your attendant to inspect the car immediately. Ask for something in writing indicating the car had no damage when you returned it. Be prepared to wait. If it’s a problem, you can always take pictures of the car after you hand over the keys.

After the fact

Once you’ve already been stuck with the liability, you can use your car insurance, any insurance provided by your credit card issuer, and your own money to pay for the damage. First, verify your deductible on your insurance policy. Then, check with your credit card issuer; sometimes, the card-provided insurance will at least pay the deductible. If you don’t want to risk a rising auto policy premium, you can collect on your card-provided insurance and cover the remainder on your own.

Catherine Brock operates BrockComm Travel, an online travel agency specializing in Long Beach cruises, Las Vegas party trips and other fun, unique vacation ideas.

By car insurance | No Comments

1. This just isn’t my day.

 

2. Hope your day is going better than mine.

 

3. I think I’m catching a cold.

 

4. I heard about you.

 

5. I saw your accident on the news. The police were talking about you.

 

6. Did you have to come in just when I was going out for dinner?

 

7. Do you have a quarter?

 

8. Don’t worry, what I have isn’t contagious.

 

9. Your condition though, could be.

 

10. Lets move you to an isolation ward just in case.

 

Now here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in Yucaipa, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident attorney can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in Yucaipa, Calimesa, Lake Arrowhead, Big Bear Lake, Crestline, Cherry Valley, Banning, Beaumont, Colton, Loma Linda, Grand Terrace, San Bernardino, Redlands, Moreno Valley, Hemet, Perris, Colton, Highland, Riverside, Fontana, Apple Valley, or anywhere in Southern California, we have the knowledge and resources to be your Yucaipa Truck Accident Lawyer and your Redlands Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto, motorcycle and truck accident victims in Yucaipa, Calimesa, Cherry Valley, Banning, Beaumont, Colton, Loma Linda, Grand Terrace, San Bernardino, Redlands, Moreno Valley, Ontario, Rancho Cucamonga, Fontana, and Apple Valley. We also serve bicycle, pedestrian and car accident clients from San Diego to Orange County, Long Beach and Santa Monica, Palm Springs, Palm Desert and Indio, Santa Barbara, Ventura, Oxnard and San Luis Obispo, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Yucaipa Truck Accident Lawyer and Redlands Truck Accident Attorney or your attorney in and around the cities of Corona del Mar, Laguna Beach, Huntington Beach, Irvine, Anaheim, Santa Ana, Carlsbad, Oceanside, La Jolla, Del Mar and Escondido. We also serve Orange, Fullerton, Costa Mesa, Corona, Westminster, Buena Park, Mission Viejo, Garden Grove, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, Laguna Niguel, Chino Hills, San Clemente, Pacific Beach, Coachella, Rancho Mirage, La Quinta, Joshua Tree Cabazon, Lake Arrowhead, Big Bear Lake, Crestline and Newport Coast.

By car insurance | No Comments