Posts Tagged ‘driver’

How expensive is car insurance for old muscle V6-V8 cars for young driver?

Tuesday, March 9th, 2010

5 Things Every Driver Should Know About Dui

Saturday, March 6th, 2010

“Driving after drinking alcohol is not illegal. Driving while impaired or intoxicated is illegal. Every driver should know how to protect themselves from a false DUI conviction.

1. Cause to Stop The Police have to have a reason to stop you when you are driving. They mostly decide to stop you based on the way you are driving (doh). The signs they think show a DUI or DWI driver are many.

What they look for is erratic driving like unexplained speed changes, excessive movement within lanes or lane changing without indicating. Parking badly, having the appearance of not knowing where you are etc.

Unfortunately there could be, and often is, a perfectly acceptable reason for any and all of these “”signs”". A good DUI Lawyer can argue this in court for you.

2. Field Sobriey Testing These tests are NO indication of sobriety. In addition the officer who stops you has, in most cases, already decided that you are a DUI or DWI case. They only use these tests to confirm their suspicion.

I would fail these tests stone cold sober, most people would. They are only an indication of your ability to balance or count backwards or whatever.

You don’t have to take these tests in most states, there is a free ebook available from the resource link below written by an experienced DUI Lawyer.

3. Blood Testing Blood testing is the most accurate and it is your right to ask for this to be done if you are stopped for DUI or DWI. You can even ask for your own doctor or hospital to do the testing. A DUI Lawyer will tell you what to do.

If you are unable to get your own doctor or hospital, you should ask for a sample of the blood taken so you can get your own, independent testing done.

4. Blood Alcohol Content The Breath Analysis Testing machines are only accurate when they have been regularly tested and aligned and used as directed. Your DUI Lawyer will get the calibration records to check.

Mostly the police do not use them as directed, you will be asked to “”keep blowing, keep blowing”" but that isn’t the way they should be used. The air from the bottom of your lungs has a much higher concentration of alcohol then the air from the top or middle.

The Breath Analysis machine is calibrated for the middle concentration not the bottom so asking you to empty your lungs will give a false reading and will get you convicted of DUI or DWI even though you are below the legal limit.

5. Court Time If you are charged with DUI or DWI you will end up in court. Now the deck is really stacked against you if you dont have a good DUI Lawyer with you. If the police officer has rail roaded you, and over 30% of those in court have been, then the court will believe them rather than you 100% of the time.

Unless…you have an experienced DUI lawyer on your side. The cost of losing a DUI or DWI case will run out to $10,000 or more. If the lawyer costs $5,000 and reduces or eliminates the conviction you have reduced your costs and quite possibly got your life back.

Get a DUI lawyer.

6. Recovery After Conviction OK, if you are reading this a bit late and have already been convicted of DUI or DWI what can you do now?

You need to find out how to get your life back on an even keel. you need to find out how to get your drivers license back, how to protect yourself when applying for a new job, how to get auto insurance at a reasonable price etc.

In short, there is a lot you can do to get your life back after a DUI conviction and the link below can help you find a DUI Lawyer locally.”

Andy Taylor runs websites on DUI Lawyer. DUI Lawyer Guides provides free information on DUI related issues please check www.dui-lawyer-guides.com.

Young driver first car/insurance help?!?

Friday, March 5th, 2010

I’m a 17 year old guy, with my test in a month’s time and I’m looking at buying and insuring a car to practice in while i’m still a provisional driver, and then use when i have passed. I’m currently looking at a Ford Fiesta 1.25, and the best quote i have got has been about £750 from Quinn. The quotes however are based on me being a provisional driver, and when i pass, won’t my insurance rise? Quinn could charge whatever they want and i’d be left having to cancel the policy.

I know i only stop being stereotyped as a boy racer by the insurance companies when i hit 25, so i may as well get a car now and get rid of the horrific first year of insurance cost…but what’s the best way for me to do it? Earn no claims as the main driver of a car, at a high price, or earn them as a named driver with companies like Quinn or Directline?

Thanks! Lewis

would it be fine to have this type of insurance for a young driver?

Thursday, March 4th, 2010

Hi,

I am a young driver and am planning to purchase a car and therefore an insurance. I am 19 years old, have had driver’s license for a little over a year (but did not drive) and live in CT.
I am planning to purchase not-a-sports sedan so my insurance is not extremely high. As for the insurance, I am planning to get 25/40 limits, one-sided insurance policy without any extra coverages. My relatives , however, insist on purchasing a 50/100 insurance policy because they are afraid I will get into an accident and will not be able to pay off my debt. What should I do? Is it so?
Basically, I know there is an underinsured coverage. So, in case if I get into an accident and let’s assume the worst case scenario – I am the culprit of it. So, if the amount of damage exceeds my limits (25/40) and the other driver bought an underinsured coverage policy, the damage will be covered by his own company. Since I am going to have a one-sided coverage, my damages will not be covered. In the end, I will not be asked to pay off the difference between the limits or will I? My main concern is that I will get into an accident and will be charged enormous amount of money, which will not be able to pay off. Please clarify for me some of these details and offer any advices for a young driver.

By the way, what did you hear about Esurance? Is it a reliable company comparing to, let’s say, Progressive or Geico? The reason I am asking is that I got a quote from both Esurance and Progressive.
Esurance said it will charge $100 a month (limits: 25/40)
Progressive said it’ll charge $450 a month (limits: 50/100).
I do realize that the difference is partially due to selection of different limits. However, the price difference is enormous. What could affect these two numbers?

Will be appreciative for any help.
Thanks in advance.
I do not really want to talk to an insurance agent about my concerns. I feel they will get this information and realize that I am shopping around. Thus price will go up.
I do not have parents here. So, I do not have someone to take me under their coverage.
The issue is either I am getting a 25/40 coverage or nothing at all. I am a full-time student and work part-time…will have to pay for insurance myself. I can afford 25/40 but not others. At the same, I want to make sure that I will not have to go to courts for the rest of my life…