I’m driving 120 miles to go buy a car. I’ve seen it and am 90% sure that I’ll be buying it. I will need insurance to be able to get a tag and drive it home.
But what happens if I buy the insurance policy, and for some reason the deal falls through? Is there a window of time to cancel most insurance policies? Will I lose some money on the deal?
Any tips on this besides just getting it while I’m at the buyer’s location? Time that day may be a little tight, so I’d prefer to have it before.
Thanks so much for your help!
My dad owns a 1992 Firebird that he (supposedly) totaled last year. Here’s the story, there was a really bad storm, and his boss demanded that he was not only at his job but on time. So my dad rushed on his way to work, and hydroplaned on a back road that is prone to flooding. He got it towed back to the house and later that day he filed a report to the insurance agency that it was totaled. He got the money for the totaled car, and he used the money to drain the engine, change the oil, put in new spark plugs, get new carpet, etc. The car now runs, but it has 274,000 miles, and the insurance company told him he can never get his full coverage reinstated. I beg to differ, seeing as how I’m going to inherit this car soon, and I want to replace the old worn-out motor anyways, and with a new motor this won’t even be the same car.
So here is my question:
If I get the engine replaced with a crate engine with 0 miles, do you think that the insurance company will reinstate full coverage?
do you know any cheap insurance providers who could give a reasonable quote for a 17 year old, with a pass plus on a full UK licence, as go compare is giving quotes of £3000+ which if far too much for a student, plus this is only third party, please help!
