Young and novice drivers are more likely to have road accidents because of their lack of driving experience, which is something many road safety campaigners want to change. One expert said recently, “Reducing accidents involving young drivers should be the number one road safety priority. Research carried out by the insurance industry shows that teenage drivers are 10 times more likely to be killed or seriously injured while driving than motorists in their 40’s.  In addition, while road deaths and serious accidents are falling on average for the majority, they are going up for young people by a shocking 12 per cent last year. We need a massive effort from everyone to end this tragedy.”   

A recent study carried out in the UK of more than 500,000 motor insurance claims showed that drivers called Lauren or Luke were the most likely to have a car accident.

A spokesperson for the company that carried out the research said, “Our results definitely show that motorists with some names have a higher probability of being involved in a car accident than others. There is no obvious reason for this, although some of these names are more common in younger people, who present a higher risk of having an accident.”

Male motorists named Luke were 21 per cent more likely to be involved in a road collision then the average male driver, with female drivers called Lauren being 24 per cent more likely to have a bump then the average female driver.

The research, which looked at claimants’ first names only, also discovered that the second most accident-prone male drivers were called Sam, followed by Ben, Daniel and Joseph.

The second most common female name to be involved in a car accident claim was Danielle, followed by Jessica, Leanne and Natalie.

Drivers who were least likely to have a collision were called Douglas and Margaret. Men called Douglas were 43 per cent less likely to have an accident than those called Luke, with women named Margaret 44 per cent less likely to be involved in a collision than those named Lauren.

The next safest male drivers behind Douglas were called Raymond, Iain, Gordon and Trevor, with women named Ann, Lesley, Anne and Wendy the least at risk of having an accident after Margaret.

Rochelle Martinez, Freelance Web Content Article Writer for three years. Some of her articles are about http://www.quinn-direct.com.

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Everyone agrees that riding public utility vehicles such as buses and whatnots to school or to work is much more hassle than just hopping on your own vehicle.

Acquiring your own vehicle, however, entails much more than just signing the papers and handing out the payment to the dealer. More than just having the rights to the vehicle, you are also handed the responsibility of getting auto insurance.

Now, a lot of people may be asking, “Why the need for auto insurance?”

First, you need to insure your vehicle not so much for any other reason but simply because it is the law. Almost every state in the nation requires all vehicles and drivers to be insured. This is one of the government’s ways to regulate damages should road accidents happen. One thing to note is that there are various types of insurance for all kinds of vehicles. In other words, there exist various kinds of insurance corresponding to what vehicle you own – such as motor insurance for motorcycles, truck insurance for trucks, and so on.

Second, getting insurance highly lessens the financial burden of medical expenses should you meet a road accident of any kind. Realistically speaking, if you do get involved in a vehicular accident, you would most probably be in shock emotionally and would not be fit to deal with added pressures on medical bills.

Having automobile insurance would reduce burden for yourself and your family, ensuring you that the financial costs would be covered by your insurance. This is very vital especially if you meet an accident with someone else in your vehicle. In a worst case scenario, this happening would put an added responsibility on you. You would inevitably have to pay for the person’s medical bills as well, aside from yours.

Third, auto insurance would cushion you financially for any repairs on your vehicle. In most cases, it could also cover the repairs for damages done on another vehicle in cases of crashes.

Getting the right kind of insurance for your vehicle is highly important. As we have seen, it would greatly reduce trouble for you with the law and with others as well. You might see it as something unnecessary and additional trouble, but this kind of trouble would only be temporary and definitely beneficial in the long run.

AutoQuoteNow.com, apart from providing the best car insurance quotes is also a great one stop shop where you can get information about car insurance, auto insurance and everything related to it. So, if you’re looking for cheap car insurance, this may just be the best place for you.

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