I would think that this would greatly impact on what your car insurance costs if you are more likely to be involved in an accident with an ininsured illegal immigrant. Is this the case?
Well, I live in Canada and I know our car insurance rates are already through the roof and I am sure if we had the illegal immigrants here that you do, that would definitely have a huge impact on the cost of car insurance.
I think the insurance companies would soon figure out areas with high numbers of illegal immigrants based on the number of claims they are getting where accidents are proven to be caused by illegal immigrants who do not have drivers licenses and insurance/registration. These claims will cost the insurance companies more and so they will have to increase the costs to the purchasers of insurance.