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Classic Cars – Get Insured

Antique car collection remains a popular hobby for a lot of people. Enthusiasts will invest a lot of time and money in buying, repairing and eventually showing classic vehicles.

The idea of fixing up an old banger and restoring it to its former glory can be a rewarding experience.

But before you can take it out on the road once more there is the issue of car insurance to deal with. Older vehicles may be considered to be a higher risk for some companies due to their age.

As parts for some vehicles would be considered something of a rarity it could mean a higher premium to pay.

However there are companies which offer cheap car insurance for specialised vehicles such as antique cars. Even if your vehicle is used only occasionally, be it for shows or car club meets, you need to ensure that you have a policy in place should accidental damage occur.

Some of the more well known insurance companies will offer policies for antique cars, but there are also a growing number of independent insurance companies that cater especially for vintage vehicles.

Purchasing insurance for your vintage vehicle through a well-established commercial insurance company may help bring peace of mind, whilst also allowing you the opportunity to insure your everyday vehicle with the same company.

If you are the owner of a classic or antique car, it is worth shopping round for a car insurance quote. Be sure to have all the details of your vehicle available so a policy can be tailored to suit your needs.

If you’re looking to insure through an independent, more specialised company, be sure to ensure that they are reputable and well established, and would be able to pay out in the event that you claim.

David is an experienced writer based in the UK, currently working in the dotcom industry

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Car Insurance ? Get Insured or Get a Crushing Blow

Decades ago driving without car insurance has not been a big problem, people seemed to think it was harmless, but with cars becoming more expensive and cars getting into scrapes more often car insurance has become a legal obligation and if you are caught driving without it you are in for some hefty penalties.

If you are caught driving without insurance now you are likely to have your car seized and in order to get your vehicle back then you will need to pay fines, fees and produce a valid insurance cover note, if you don’t then you can kiss your motor goodbye, as it’ll either be auctioned off or you could become the proud owner of a large cube of metal and plastic dashboard.

Uninsured drivers are one of the most hated road users (yes, even more than the white van man!) as they are the biggest hurdle in a car accident if you’re unfortunate enough to collide with one of these chancers. In another cruel twist of fate these drivers who are driving around without car insurance are invariably the type of people to cause road accidents as they were probably turned down for car insurance because they weren’t safe enough.

Luckily some car insurance companies now offer extended cover for their customers that add cover for the eventuality that an uninsured driver crashes into you, a welcome addition as annoying as filing a claim against your car insurance is it can be dragged out even further when the second party has been driving around sans insurance.

What is being done about uninsured drivers then? Well aside from the aforementioned cubing of their cars they are being found out much more easily these days thanks to ANPR (Automatic Number Plate Recognition) cameras which can detect uninsured drivers instantly and a notification letter will be in the post before you even get home.

In the past some people have preyed upon the assumption that well presented, newer cars can get away with not possessing valid car insurance as police are less likely to stop them than a clapped-out car. With these cameras uninsured drivers are dropping in number in fear that they’ll have to fathom how to drive to work on the back of the steel cube that their car has become

Andy Adams is an experienced UK based writer

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how does american car insurance work when buying an already insured car from somebody?

PLEASE DON’T BOMBARD ME WITH ADVERTS FOR CAR INSURANCE WEBSITES!!!!

all I want to know is, my friend in america says I can buy their car (I live in the UK but will be going on a road trip around the states) they have insured the car, what do I need to do to be able to get into that car and drive it?

do I need to add myself as a named driver on the insurance (how easy is this to do when you live in the UK)?

do I need to take out completely new insurance (again, how easy is this to do when living in the UK)?

do I not need to do anything and the fact that the car is insured already means that any licensed driver can get in it and drive?

many thanks for any help.
OK thanks for the help guys, looks like getting him to technically “loan” me the car is the best option. Could I just add some details to this question?

He wont be coming with me, and what’s the deal with loaning then? would I be able to just get in the car and drive it away? it is insured by the guy, however do I have to add myself to the insurance policy? and is it possible to do this whilst living in the UK? Ideally not having to register myself to the insurance would be the answer, he isn’t concerned about it getting damaged, i’m not concerned about it getting damaged. what are the reasons that I would have to register myself to the insurance? if any?

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