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In other words if you go with a “cheaper” car insurance, will you be sorry if you have an accident?

By car insurance | 3 Comments

I would think that this would greatly impact on what your car insurance costs if you are more likely to be involved in an accident with an ininsured illegal immigrant. Is this the case?
Well, I live in Canada and I know our car insurance rates are already through the roof and I am sure if we had the illegal immigrants here that you do, that would definitely have a huge impact on the cost of car insurance.
I think the insurance companies would soon figure out areas with high numbers of illegal immigrants based on the number of claims they are getting where accidents are proven to be caused by illegal immigrants who do not have drivers licenses and insurance/registration. These claims will cost the insurance companies more and so they will have to increase the costs to the purchasers of insurance.

By car insurance | 8 Comments

The difference in my car insurance quote from the bare minimum ($356.50) to second or third in each category ($1,422.90) is over a thousand dollars. This is for a 6-month quote.

I’m a very safe driver and have never been in an accident that is my fault. Someone rear-ended me once but there was only damage to his car.

Should I risk going with bare minimum coverage? What do other people out there do? What level of insurance do you guys have?

By car insurance | 7 Comments