I am 21 and under my parents car insurance which I help to pay for. If I were to take the car, which is registered under my father’s name, out without their permission and they called the police to report it stolen, would this be a valid claim? Could my driving a car without permission even though I am under the insurance count as stealing? (I am not planning on stealing a car, just sometimes I would like to use my car and they threaten that if I do without their permission that they can always go and say its stolen)