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Car Insurance Megastore Nominated for 2007 Insurance Awards for the Most Comprehensive Car Insurance Quotes Comparison Site

The Wolverhampton-based online car insurance quotes specialist ‘The Car Insurance Megastore’ has been nominated for the ’2007 Insurance awards’ by Open GI, the largest insurance software company in Europe.

The Car Insurance Megastore have been used to pioneer their revolutionary software ‘Oasys Motowriter’ which searches over 300 UK insurance policies and schemes for the cheapest online car insurance quotes. With new policies and schemes added regularly allowing The Car Insurance Megastore to stay ahead of the competition.

Car Insurance Megastore trading as www.carinsurancequotes.uk.com is a rapidly growing internet-only motor broker based in Wolverhampton. The company was set up in 2003 by owner Wayne Lee, and already controls £6m GWP. Having worked within the industry for over 10 years, Wayne saw an opportunity to replicate the success of some of the bigger internet brokers and devised an e-business strategy that would differentiate Car Insurance Megastore Competitors targeting the following sectors:

• Prestige Car Insurance

• Family Car Insurance

• Lady Drivers Car Insurance

• Performance Car Insurance

• Convicted Driver Insurance

• 4×4 Car Insurance

• Imported Car Insurance

• Young Drivers Insurance

• Sports Car Insurance

• Van Insurance

“The quote process on the site is fully transparent. We offer customers a choice of the top three quotes provided by the uk’s leading insurers, they can view all the information they need about the insurer, key facts and about the policy. We have also developed a unique requote facility which toggles between all levels of cover – third party, fire and theft, comprehensive or third party only so that the customer can find the best quote to suit their needs.”

Said Lee: “Our massive product database is sure to get tails wagging we have been working around the clock to get our massive 317 insurers and schemes loaded onto our database and we are well on track to becoming the uk’s most comprehensive car insurance price comparison site.”

“Our car insurance quotes system offers a highly flexible approach to underwriting and monitors every online application in real time – something which we believe is unique and allows us to iron out any mistakes before they occur in their application.”

Car Insurance Megastore Live Web Support

Said Lee: “To counteract any potential customer mistakes we have introduced a live support facility on the site, which has been up and running for around eight months. This allows customers to input an immediate contact number at any point in their application and be called straight back by one of our expert advisers. So often the issue with online car insurance quotes is that the customer makes a mistake and there’s no assistance. By guiding the customer through the entire process they get the benefits of internet trading but with the added consultation from the broker. For example, if the customer gets a conviction code wrong we can intervene to make sure they get it right.

“Once the customer has completed their online application we text them with the quote details so they have a reference point if they’re shopping around, and also if they take up the policy with us. The response to text is much better than a phone call.

“We are also the first insurance company to offer flexible online payments for customers. Once they have taken out the policy, they can log onto the administration page and modify the payment days by up to 30 days. And it’s totally secure. We are one of the first insurance websites to be authenticated by Google Checkout, which protects customers against unauthorised purchases.

“We are constantly monitoring the market and introducing new schemes whilst developing our presence with the likes of Google via search engine optimization. This is a key focus for us and something we outsource to an expert. We have also planned a digital TV advertising campaign which is due to kick off later in the year. As we hand hold the customer through the entire quote process we get continuous feedback. In fact we’ve only had 2 complaints in the last 12 months.”

This article written for Car Insurance Quotes by K9 Website Design .

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1. Trucks always go way too fast.

 

2. There supposed to get out of the way when on ramp traffic is merging, aren’t they?

 

3. They just have way too many trucks on the freeways these days. It’s not safe anymore.

 

4. You could say I rear ended him. Or you could look at the glass as being half full.

 

5. I nodded off for just a second.

 

6. I needed to get into that lane and he was blocking me.

 

7. Sure I guess I could have gone slower, but the rest of the traffic was going that speed. How did I know he was going to go just the speed limit?

 

8. You guys always take their side, don’t you?

 

9. I had a call on my cell phone and I couldn’t just let it ring, could I?

 

10. This isn’t my fault. Just look at all the damage to my vehicle.

 

Here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in Rialto, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in Rialto, Redlands, Hemet, Perris, Colton, Highland, Yucaipa, Riverside, San Bernardino, Moreno Valley, Fontana, Apple Valley, or anywhere in Southern California, we have the knowledge and resources to be your Rialto Truck Accident Lawyer and your Fontana Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto, motorcycle and truck accident victims in Rialto, Redlands, Hemet, Perris, Colton, Highland, Yucaipa, Riverside, San Bernardino, Ontario, Rancho Cucamonga, Fontana, and Apple Valley. We also serve pedestrian, bicycle and car accident clients from San Diego to Orange County, Long Beach and Santa Monica, Palm Springs, Palm Desert and Indio, Santa Barbara, Ventura, Oxnard and San Luis Obispo, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Rialto Truck Accident Lawyer and Fontana Truck Accident Attorney or your attorney in and around the cities of Corona del Mar, Laguna Beach, Huntington Beach, Irvine, Anaheim, Santa Ana, Carlsbad, Oceanside, La Jolla, Del Mar and Escondido. We also serve Orange, Fullerton, Costa Mesa, Corona, Westminster, Buena Park, Mission Viejo, Garden Grove, Chula Vista, El Cajon, Vista, San Marcos, Solana Beach, Encinitas, Laguna Niguel, Chino Hills, San Clemente, Pacific Beach, Coachella, Rancho Mirage, La Quinta, Joshua Tree, Highland, Banning, Norco, all of Riverside County and San Bernardino County and the Coachella Valley.

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Qualified insurance advisors are not working at 1-800-cheapo-insurance answering phones. It doesn’t take an einstein to figure out who is working the phones when you call. Keeping that in mind, you need to listen to some advice from a 23 year veteran and avoid the 4 most common mistakes that can cost you dearly.

Mistake#1 – Get it in writing before you commit to purchase. Many companies have a history of giving the quote and taking the payment, only to actually issue a contract that is much less coverage or missing an important coverage. Lay the two contracts side by side and do your research.

Mistake#2 – Accident forgiveness ? Have you earned accident forgiveness on your current policy? This simply means that your first “at fault” accident will not be counted against you and raise your rates.Some companies even offer forgiveness for multiple accidents if you’ve been insured with them long enough. Unless the new company can offer you accident forgiveness from day one, you need to consider the possible downside. Most companies will surcharge 30-40% for your first accident and some will cancel or non-renew your coverage. Only you can decide if it is worth the few dollars to “jump ship” and take the risk.

Mistake#3 – Non-Disclosure of all previous claims. If you fail to disclose even one previous claim you may find that your new rate will disappear when your policy is issued. The companies will process your quote on the basis of your credit score and the good faith that you disclosed all information correctly. If you simply forgot about a windshield claim or something you may consider very minor it could cause your price quote to change significantly. Be sure to ask if they have checked your C.L.U.E. report prior to finalizing your new purchase.

Mistake#4 – Not Disclosing all operators in the household. Many companies will issue your contract after gathering all the information you offered. The drivers licenses are checked and the policy is issued. The next step in many companies is to order an inspection report from an independant company. One of the documents you agreed to in the application process gave them the authority to do this. The inspection company can interview neighbors, employers, etc and gather information pertaining to your personal habits that will uncover many misrepresentaions you could have made. The result of misrepresentation can be rate increases and or cancellation.

Remember that you can fool some of the people some of the time. Well, you know rest. These companies are the masters at selling policies and uncovering mistruths so don’t fall into the trap of thinking you will benefit from trying to mislead them. Keep it up front and get the best rate based on your true merit and you can avoid pitfalls that could cause you more stress than its worth.

University of Pitt Graduate 1984

Owner/Founder of Williams Agency in 1986

Source for affordable pennsylvania auto insurance

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