State:

For the increasing number of holidaymakers who chose to travel and stay in an RV (Recreational Vehicle), life on the open road offers an unrivalled sense of freedom.

You can explore the length and breadth of the country at your own pace in total comfort, without having to worry about train delays, flight cancellations, heavy suitcases and the usual annoyances that come with traveling for leisure.

Financial savings on extras like accommodation and taxi fares are also a huge bonus, and with thousands of year-round holiday parks across the British Isles, Europe and America, there really has never been a better time to own an RV.

But there’s a lot to consider if you’re buying one for the first time. Many would-be RV owners find themselves torn between purchasing a caravan and a motor home.

Although it comes down to personal choice, there are advantages and disadvantages to both vehicles.

The main advantage of owning a caravan is the simplicity of being able to park it, unhitch it and leave it while you explore the surrounding areas in your car.

Making smaller journeys in anything larger could prove very difficult, particularly when having to navigate narrow lanes, busy town centres and winding coastal roads – not to mention the nightmare of city driving!

Cost can also be a deciding issue. Although it very much depends on the model and its age, caravans are generally cheaper than motor homes, and when combined with an economical towing car they are cheaper to run – and insure.

However, towing a caravan brings its own set of problems. Commuting can be a slow, complex and sometimes dangerous process which many find it hard to get the hang of.

Breaking, cornering and towing can become real obstacles when you’re trying to get from A to B, not to mention the frustrating reduction in speed that goes with driving two vehicles at the same time.

Of course, there are downsides to owning a motor home too. Purchase price, insurance, running costs and fuel economy are generally much higher, while servicing and recovery can prove expensive – and inconvenient.

There is also a legal maximum load, which restricts the amount of passengers a motor home can carry – potentially a problem for larger families.

But many prefer the sheer convenience of motor homes, finding them infinitely more suitable for multi-stop holidays, longer seasonal breaks and even permanent living!

Motor homes are usually much better equipped for modern driving and weather conditions. They’re faster, more compact and simpler to maneuver, often with more advanced braking systems than those on a caravan.

There’s the comfort factor too. Motor homes are essentially a small house on wheels, with every room accessible to the passenger – from using the bathroom to relaxing on the sofa to making lunch in the kitchen.

This keeps journey time to an absolute minimum and reduces the need for frequent stops – a particular advantage on shorter breaks, and a blessing if you find yourself in a slow-moving traffic jam!

But ultimately, the choice is yours – and whether a caravan or a motor home better suits your lifestyle, there’s still nothing like life on the open road!

Travel is one of life’s great pleasures, especially when you can do it in style. Some people however like to be in their own space, and for many the motorhome has become the answer to their prayers. A home from home with all the creature comforts you can ask for. Graham Baylis has been lucky enough to experience the true luxury they offer, through a company called TravelworldRV in Telford in the UK. See their site at www.travelworldrv.co.uk

By car insurance | No Comments

Owning a classic car is a dream for many people.  It can however be a costly and time consuming hobby.  Classic car ownership has many subtle differences to owning a regular vehicle and so potential buyers should take their time before making their purchase.

Where to Buy

Just as with buying an everyday vehicle buyers of classics have many options in where to look for their new car.  Places to look include classic car magazines, newspapers and the internet.  There is certainly no shortage of classic cars for sale.  A popular place to purchase a classic car is at a specialist auction.  By taking their time and attending a number of auctions it is possible for classic car enthusiasts to uncover an absolute bargain.

Wherever the vehicle is being bought there are a number of things the buyer can do to ensure that they are getting a good deal.  Before making the purchase a close inspection of the vehicle should be carried out.  The outward appearance of the car should reflect its mileage.  A common check is to compare the mileage shown on the odometer with the condition of the rubber cover of the brake pedal and see if they tally.  

Insurance

To be eligible for classic car insurance the car must be at least 15 years old.  Insuring a classic car differs from insuring a regular vehicle.  In normal vehicle insurance the amount to be paid out in the event of a total loss will be equal to the value of the car at the time that the claim is made.  In other words the payout is equal to the depreciated value of the car.

For classic car insurance the process is different.  The amount paid in the event of a claim is pre-arranged at the time the insurance policy is taken out.  When taking out the insurance policy the owner first needs to get the car appraised.  This appraisal will set the value of the vehicle and this amount will not change no matter when the claim is made.  

Transporting

Many classic cars are simply too valuable to be driven, certainly not over a long distance, and so if the car needs to be moved an alternative method must be found.  There are several companies in the UK who specialise in the transportation of classic cars.  Transporting classic vehicles is usually done using covered transporter trailers

The use of a covered trailer is a sensible choice for classic vehicle owners.  By keeping the car covered it is protected against the weather and accidental damage.  It is also kept away from the eyes of thieves.  Drivers of these types of trailers have specialist experience in transporting prestige vehicles and so owners can be sure that there car is in safe hands.

Rapid Recovery UK are a provider of classic car transport, vehicle disposal and car breakdown recovery in Manchester.

By car insurance | No Comments

As pointed out in the previous article, there is a considerable amount to be saved for those that invest in a classic car compared to purchasing a modern-day car; particularly with regards to insurance, MOT costs and overall value.

Petrol costs are generally similar to an equivalently powered modern-day car. Interestingly, many classic cars can be converted to run on LPG, using the same procedure as modern-day cars. This will obviously have a positive affect on annual fuel costs.

The cost for replacing headlamps, radiator grills, bumpers etc. is usually considerably cheaper than that of modern-day cars. A typical rear lamp for a Morris Minor will cost in the region of £25, replacing the counterpart on a modern model can easily run into the hundreds! Therefore, the cost of minor repairs is also something that benefits the classic car owner.

Another not so obvious reason for choosing a classic car over a recently manufactured one is the advantages this has on the environment. It is widely believed that the overall carbon footprint of nearly every modern car has a great deal to do with their manufacture. So by choosing to re-use an already existing model you are undoubtedly doing your part to benefit our environment.

Furthermore, many of the components that make up today’s cars are designed to be binned and replaced on fault, hardly fitting with the “eco-friendly” lifestyles’ that we are encouraged to lead. Faults with older cars though, can usually be resolved by disrupting a much lower proportion of the vehicle.

Lastly, there is the social aspect of owning a classic, from like-minded individuals flashing their headlights at you to joining an owners club or attending any one of the hundreds of events – owning a classic can be very enjoyable. Such clubs and events are amass with knowledgeable owners who are often more than eager to offer a helping hand to those new to the hobby. Moreover, the larger make-specific clubs are an excellent place to pick up rare parts.

As you can see there is much more to owning a classic than you may have first thought, it’s important to note that all of the financial advantages relating to insurance and running costs are based on the premise that your classic will be of a high standard and well looked after.

The internet is an excellent place to read more about classics as well as finding classic car insurance, many of the larger car insurance comparison websites offer such features.

 

Liam is a UK based writer.

By car insurance | No Comments