State:

In Australia there are quite a few car insurance companies and it seems a new one pops up every six months or so – in fact, my last count was 83 companies offering car insurance. So how on earth do you filter through these companies to work out which one could be best for you or which ones you should get a quote for? Each quote takes time and you most likely don’t have time to get 83 quotes in order to get the cheapest policy that meets your requirements. Here are a few tips to make it easier to you to choose the right car insurance company.

Make sure you get a company with good customer service

Good customer is service is very important in my books, especially when making a claim which is the where most of the customer complaints come from. There are a couple of websites in Australia which provide users with the opportunity to rate each company and leave feedback. Scouring through a few of these websites will quickly give you an indication of whether a car insurance company has a good reputation for customer service and will let you avoid the companies with bad rating and reviews.

Another thing you should look out for in regards to a company’s rating is who is providing that rating or feedback. There are insurance and financial rating companies but to be honest I don’t think they always offer accurate ratings. The best way to get a proper picture is to read through the forums and websites for what real people think.

Price can vary by thousands for basicallythe same policy so ensure you shop around

That’s right. The exact same quote can come out at more than $1000 difference which means if you don’t shop around then you could pay way too much for your car insurance. The key to comparing insurance prices is making sure you get quotes from more than 1 underwriter. The underwriter is not always the brand or face of the insurance company. The underwriter is the company that determines the risk and thus the price of your insurance policy. So if you get a quote from two companies which are underwritten by the same insurer then you are not comparing at all. This is a common trick many comparison websites use – it appears you are getting 5-7 different insurance quotes but in fact all are underwritten and often owned by the same insurer so just double check the underwriter of each policy before you take it as a given you are doing a proper comparison and getting the cheapest car insurance out there.

Getting car insurance and choosing the right company is not too hard when you know what to do. Yes, there are +83 car insurance companies in Australia but don’t be worry – you can quickly filter almost 75% of them out by following the two tips above.

David Johnston is an Entrepreneur and has his own Web Design Melbourne and Media Business. Visit OzInsure.com.au to Compare Car Insurance in Australia.

By car insurance | No Comments

In Australia there are quite a few car insurance companies and it seems a new one pops up every six months or so – in fact, my last count was 83 companies offering car insurance. So how on earth do you filter through these companies to work out which one could be best for you or which ones you should get a quote for? Each quote takes time and you most likely don’t have time to get 83 quotes in order to get the cheapest policy that meets your requirements. Here are a few tips to make it easier to you to choose the right car insurance company.

Make sure you get a company with good customer service

Good customer is service is something everyone wants, especially when making a claim which is the where most of the customer complaints come from. There are a few websites in Australia which provide users with the opportunity to rate each company and leave feedback. Scouring through a few of these websites will quickly give you an indication of whether a car insurance company has a good reputation for customer service and will let you avoid the companies with bad rating and reviews.

Another thing you should look out for in regards to a company’s rating is who is providing that rating or feedback. There are insurance and financial rating companies but to be honest I don’t think they always offer accurate ratings. The best way to get a proper picture is to read through the forums and websites for what real people think.

Price can vary by thousands for basicallythe same policy so ensure you shop around

That’s right. The exact same quote can come out at more than $1000 difference which means if you don’t shop around then you could pay way too much for your car insurance. The key to comparing insurance prices is making sure you get quotes from more than 1 underwriter. The underwriter is not always the brand or face of the insurance company. The underwriter is the company that determines the risk and thus the price of your insurance policy. So if you get a quote from two companies which are underwritten by the same insurer then you are not comparing at all. This is a common trick many comparison websites use – it appears you are getting 5-7 different insurance quotes but in fact all are underwritten and often owned by the same insurer so just double check the underwriter of each policy before you take it as a given you are doing a proper comparison and getting the cheapest car insurance out there.

Getting car insurance and choosing the right company is not too hard when you know what to do. Yes, there are over 80 car insurance companies in Australia but don’t be worry – you can quickly filter almost 75% of them out by following the two tips above.

David Johnston is an Entrepreneur and has his own Web Design Melbourne and Media Business. Visit OzInsure.com.au to Compare Car Insurance in Australia.

By car insurance | No Comments

Many people, young and old, have the dream of traveling around the US seeing all the many sites each state has to offer. Long lasting friendships are built and with new technologies available, it makes it easier to stay in touch to find the next place to meet. But did you know many full and part-time RV’ers are able to generate excellent incomes while they enjoy the freedom of the RV lifestyle? Most RV entrepreneurs are retired or semi-retired recreational vehicle travelers who want to stay active and earn a little extra money while enjoying the rewarding RV lifestyle. A surprisingly large number are younger people and families trading their conventional jobs for the freedom and adventure of the open road. Whatever the reason, a growing group of self-reliant singles and couples have chosen a wonderful new lifestyle that combines working with full-time or part-time travel.

Have you ever thought of combining a way to make money with the lifestyle you wanted to live? For more and more people they are finding that it makes total sense. The latest trend is finding a business that allows you to follow your dreams, have a wonderful life style with the benefits of additional cash flow. So what are the benefits of running a home based business out of your RV?

Well there are many. For one, you meet a lot of like-minded individuals with the same goals and aspirations you have. There are whole communities of people who like this lifestyle. It is projected that there will be a huge boom coming in the next 10 years because of the baby-boomers. Let’s take a look at some of the seemingly “ordinary” things that can be leveraged by running a business from a RV.

When you find a product or service that you can distribute while on the road and you choose to do the best job possible to be profitable, many of the expense that you might have after taxes are allowed before tax. That is exactly how the people who are rich have done it. What kind of expenses you ask? Well how about fuel, RV repair, space rental, computer costs, wireless cards, laptops, meals and entertainment, and many other expenses. Which of your ordinary lifestyle expenses are deductible when you are a home based business running it out of an RV? If you legitimately work your business to make a profit, you can write it off. Check with your CPA and make sure your goal is to be profitable in the long run!

The first step in getting started is to find a business that works for you! Of course in any business, your intent is to make a profit as soon as practical. But it important to find a business that has a service or product that you are become passionate about because that makes you profitable faster. You love what you do. What types of products or service are you interested in? What products can you easily distribute while traveling? Do you like health products, fuel economy technologies, online shopping or many others.

What kind of business works for people on the road. Your only goal is to share the products and services with people and maybe help them distribute the product or service as well. Many of these businesses provide the business owner with proven business systems. Like a franchise, the business owner buys the rights to distribute an existing product line. Usually at a very reasonable cost – $100 – $500. These businesses provide the business owner with proven business systems.

What is your overhead? Usually much lower then a franchise because they do not manage a storefront operation. It is all done through word-of-mouth, personal demonstrations or some allow internet marketing. The best opportunities offer long-term educational programs that hone leadership, salesmanship and communication skills. And as you will find out shortly, the fees are tax deductible along with many other RV expenses.

Typically a distributor buys a product from a company, sells it to customers and earns a commission, usually about 25%. The distributor also recruits, sponsors or trains other distributors for which they receive ongoing compensation under a variety of compensation plans which vary from company to company. These types of businesses, direct distribution channel, attracts customers by keeping prices lower than in the traditional retailing business system.

The benefit of direct distribution can be enormous. In addition to comprehensive training and minimal startup costs, this method of doing business offers you the choice of either full time or part time work, great tax benefits and a the ability to work out of your RV. You take a minimal risk while working for a reputable national or international business. By building your own network of distributors, you can also create a passive income. All of the backend service like order processing, shipping, accounting, personal web sites and insurance are typically handled by the company. Most importantly, this type of business allows you to invest your money and time in what you love to do, with pre-tax dollars because you are operating a business making you a profit in the long term

Before committing yourself to a particular company, you need to evaluate it. Is it a valid company? Are you right for this type of business? Do you know what product you have passion for? Is the company and the people you associate yourself with run them with honesty and the highest ethics?

It isn’t difficult at all to do – and is a lot of fun. Find you Passion, Find your Business and Team – and get started! Use your RV to share your products and services to your community by using the recreation rooms at each stop! Make new freinds and live the life of YOUR dreams.

There is much more to finding a business, a team of people and systems that would be right for you.


He’s been called “Mr. Solutions” and a “Visionary” by many of his friends and peers. A person who believes you can?t teach what you haven’t done, Andrew Van Valer combines solid business skills with novel insights that often shake up the conventional way of thinking. He has the ability to take the complex and somehow make it simple to understand.


At a very young age, Andrew started his own business ? based on a solid work ethic acquired from his parents. He was on the startup team of four disruptive technology companies purchased by Motorola, VeriSign or have gone public. He held a number of positions in operations, strategic planning, finance and marketing. He has set up and managed businesses in five countries, and has been learning continuously about trends, real estate, investing, business models and, more importantly, patterns of success. He has been involved in catching four waves – Computer, Internet, Wireless and now Personal Franchising from the home.


His latest ventures are all focused on the fastest growing Industry, Personal Franchising, showing people how to use a great tool to their benefit.

Cash Flow Potentials

Zyzyrgy


He gets enjoyment from coaching others on life skills ? money management, debt elimination, the creation of multiple pipelines of income and, most importantly, discovering someone?s passion and purpose in life.

By car insurance | No Comments