Pacific Palisades Truck Accident Lawyer?s Top Ten Things You Don?t Want the Nurse to Ask You After a Truck Accident

1. How can you ask me to dinner if you’re married?

 

2. How can you be telling me you’re married now?

 

3. And why did you think you would fare well in a little car against a big rig truck?

 

4. Did you know you have a mole that looks funny on your buttocks?

 

5. Roll over, will you, so we can give you a shot?

 

6. Is this your normal personality?

 

7. Are you always this scatterbrained?

 

8. Do you think maybe you suffered some brain damage in the accident?

 

9. Have you always had trouble eating cafeteria food?

 

10. Don’t you like the cafeteria’s special of the day?

 

Here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in Pacific Palisades, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it’s probably been at least a few days since the accident. However, if it’s only been a few hours or if you ever have another accident, here’s what you should do the next time from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident lawyer as soon as you have had your initial treatment, so the attorney can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident lawyer can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident attorneys advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in Pacific Palisades, Westlake Village, Thousand Oaks.Carson, Brentwood, Manhattan Beach, Hermosa Beach, Redondo Beach, Camarillo, Santa Maria, Santa Barbara, Ventura, Oxnard, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Pacific Palisades Truck Accident Lawyer and your Malibu Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto accident victims in Pacific Palisades, and motorcycle and truck accident clients in Westlake Village, Thousand Oaks, Calabasas, Malibu, Santa Monica, Manhattan Beach, Hermosa Beach, Redondo Beach, Carson, Brentwood, Camarillo, Santa Maria, Santa Barbara, Ventura, Oxnard, Cambria and San Luis Obispo. We also provide excellent representation to bicycle, pedestrian and car accident clients in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, Westminster, and Buena Park. We also have the knowledge and experience to represent clients from Palm Springs and Palm Desert to Indio, from San Diego to Carlsbad, from Newport Beach to Anaheim, Ontario and Rancho Cucamonga, from Palmdale to Victorville, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Pacific Palisades Truck Accident Lawyer and Malibu Truck Accident Attorney or your attorney in and around the cities of Oceanside, La Jolla, Del Mar, Chula Vista, El Cajon and Escondido. We also serve Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Vista, San Marcos, Solana Beach, Encinitas, Agoura Hills and Marina del Rey.

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How to Find the Best Commercial Truck Insurance Policy

Every year, owner-operator and fleet owning truck drivers are given the opportunity to review their current insurance policy. Commercial truck insurance can be a risky business, and truck drivers must be able to navigate the fine print to ensure they are properly covered. While the quality of an insurance product is important, the insurance industry is highly competitive and gives the consumer the opportunity to shop around for a good price. So how do you determine the best commercial truck policy? Here are 5 tips to help begin your quest.

1.    What determines the cost of a policy?
There are numerous variables that determine the cost of a policy. The most common factors include age, type of vehicle, content of loads and years of experience. Some variables can be controlled while others cannot. The best advice for a driver on any insurance policy is to keep a clean record by avoiding moving violations and other penalties.   

2.    Read the fine print (or have a qualified professional look it over for you).
Although you may feel you are comparing “apples to apples,” commercial truck insurance is not like a standard policy for an automobile. With more liability, like hauling unusually heavier loads or crossing state lines, it is important to see exactly what each policy covers. More specifically, it is crucial to make certain that a policy meets your specific needs; many policies, especially from insurance companies that do not specialize in truck insurance, may not be specific enough to your particular driving applications. After all, you do not want to be put in a situation where you learn that your policy will not cover you after an incident.

3.    Educate yourself.
Your policy may include coverages such as general liability, contents coverage, crime coverage, uninsured motorists, business income, extra expenses, tool floaters and much more. Do not assume you know what each term means just by its title. Research the technical jargon to ensure you enter the “insurance buying” journey as an educated consumer.

4.    Interview your provider.
Unlike traditional automobile policies, where it is much easier to compare “apples to apples,” truck drivers must do their homework and learn about their insurance provider. Since commercial trucks carry more liability than cars, detailed explanations of coverages are absolutely necessary. Be sure to research the company to ensure that it has proper “reserves,” which is money set aside for larger claims. Learn about the company’s track record of paying claims, talk with others and review data from professional research organizations. All of these steps can give you the peace of mind that your insurance company will be there when you need them most.

5.    Request multiple quotes.
Once you establish the needs of your policy, request quotes from multiple insurance providers to see who can give you the best price. As stated previously, although cost is important, make certain that the quality of the policy is not devalued just to achieve a specific price. It is also highly recommended to request quotes from companies that specialize in commercial truck insurance.

Choosing the best commercial truck insurance policy can often lead truck drivers down a road of confusion and uncertainties. Learning the basics of truck insurance policies, conducting some research, developing specific needs for a potential policy and shopping around for a quote can help truck drivers achieve the best value for their money. The five tips explained within this article are provided to help owner-operators and fleet owners begin their quest for their next truck insurance policy.

Good’s Insurance Company specializes in tractor trailer and long haul truck insurance coverage. Because of their experience as former truckers, Good’s understands the specific needs and issues that define the transportation industry.

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Brentwood Truck Accident Attorney?s Top Ten Things You Wish You?d Done During a Truck Accident

1. Not challenged that truck for the space in the truck lane.

 

2. Watched out for trucks when you merged.

 

3. Not run into that other vehicle.

 

4. Driven a little slower.

 

5. Worn your glasses.

 

6. Worn your seat belt.

 

7. Put down the coffee that’s now all over you.

 

8. Not tried to eat a chili hot dog and drive at the same time.

 

9. Not popped those pills earlier that made you so sleepy.

 

10. Not gone another way home.

 

Here are ten useful tips of advice from a truck accident lawyer to follow if you have been in an accident. You can also learn more about how to handle a truck accident in Brentwood, or any city, by calling the Law Offices of R. Sebastian Gibson at any of the numbers which can be found on our website at http://www.SebastianGibsonLaw.com  and learning how we can assist you.

 

Obviously, if you have had an accident, and you are reading all of this advice, it may have been a few hours since the accident. However, if you ever have another accident, or if it’s only been a few hours since you were hurt, here’s what you should do from the start.

 

First, take a look around and determine if you or anyone, are hurt. If so, taking steps like trying to prevent further injury or loss of blood are the most important thing you can do. Even if some other driver caused you to be injured, it’s just good manners to help the other driver if they are hurt. They may even be so thankful that they admit their fault to you. The worst thing you can do is get angry or start a fight.

 

Second, make sure everyone is safe from being injured further. If you are in the middle of traffic, and you are dizzy, sit down away from traffic. If your vehicle is a traffic hazard and you have accident warning devices like flares or triangles, put them out on the road to warn other drivers and get away from the car. Let the police an other emergency personnel investigate the scene with the vehicles in place and move them more safely at a later point.

 

Third, call the police. Accident reports are extremely helpful if the police will do such a report. Let the police know you are injured immediately. Answer the police questions honestly. But if you are dazed or confused, let them know you need medical treatment and answer only what you feel sure about. Remember, your statements can and will be used against you if you admit fault, and it will be too late and too fishy to later say you didn’t know what you were saying at the scene. Police know that your best recollection is immediately after an accident.

 

Fourth, get the other driver’s information including their names, addresses, driver’s license numbers, make and model of their vehicles, license plate numbers, and their insurance company name and policy number. If there are witnesses, get their names, addresses and telephone numbers as well. If the other driver makes any admissions of fault, write those down as well.

 

Fifth, if you have a camera on your cell phone or in the car and you aren’t too injured, take some photos of the vehicles and the scene. If you can’t do it right away, do it after you are released from the hospital.

 

Sixth, if you are hurt, obtain medical treatment. Don’t decline the ambulance or hospital examination to save your insurance company money or to be stoic. Take your valuables out of your car if you can and get checked out at the hospital. If you are not hurt, don’t get treatment you don’t need. However, remember, after an accident, you may feel a rush of adrenaline that causes you to only start feeling symptoms of pain a few hours later. If you have a health plan that requires you to obtain permission first, call them and find out where you are allowed to seek treatment.

 

Seventh, call a good truck accident attorney as soon as you have had your initial treatment, so the lawyer can gather other important evidence and prevent the insurance company from taking advantage of you and obtaining such things as recorded statements that you feel fine, when many of your symptoms have yet to manifest themselves. A good truck accident attorney can save you from making a great deal of mistakes and can shoulder much of the hassle of knowing what to do about car repairs, car rentals, medical treatment, witness statements and the like. If you think you will save money by not having an attorney, think again. A good truck accident lawyer can almost always obtain much higher settlements, obtain reductions of medical bills and insurance liens and prevent you from making costly mistakes. Also, most truck accident lawyers advance costs of obtaining police reports, medical records and the like and are paid and reimbursed for these costs only out of any settlement.

 

Eight, you will need to report the accident to your insurance company, but since they will want to take a recorded statement from you, just like any other driver’s insurance company, it’s good advice to retain an attorney first. And if the other driver did not have insurance, remember that it is your own insurance company that will be your adversary. You will also need to report the accident to the Department of Motor Vehicles and your lawyer can give you the form for this.

 

Ninth, do not agree to settle your claim privately with the person at fault for the accident. This almost never works out to your advantage. Don’t agree not to call the police. Police reports that determine the fault for an accident are golden. Your agreement to not involve the police only affords an opportunity for the other driver to change his story and blame you when the police will no longer investigate the accident.

 

Tenth, don’t pay a traffic ticket without a fight if you weren’t at fault or agree to accept a small payment for your vehicle repairs without knowing that the amount will in fact cover the cost of all the repairs.

 

If you’ve had a truck accident in Brentwood, Long Beach, Carson, Torrance, Manhattan Beach, Santa Barbara, Ventura, Oxnard, Cambria or San Luis Obispo, or anywhere in Southern California, we have the knowledge and resources to be your Brentwood Truck Accident Lawyer and your Santa Monica Truck Accident Attorney. Be sure to hire a California law firm with auto, motorcycle, truck, bicycle, pedestrian, car, bus, train, boat and airplane accident experience, wrongful death experience and insurance law expertise who can ensure you are properly represented and get the compensation you deserve.

 

If you have a personal injury legal matter, a dog bite or if you’ve lost a loved one in a wrongful death accident, call the Law Offices of R. Sebastian Gibson, or visit our website at http://www.SebastianGibsonLaw.com  and learn how we can assist you.

The Sebastian Gibson Law Firm serves auto accident victims in Brentwood, and motorcycle and truck accident clients in Santa Barbara, Santa Monica, Hermosa Beach, Ventura, Oxnard, Cambria and San Luis Obispo. We provide excellent representation to bicycle, pedestrian and car accident clients in Orange County, Newport Beach, Anaheim, Irvine, Huntington Beach, Corona del Mar, Laguna Beach, Santa Ana, Orange, Fullerton, Costa Mesa, Westminster, and Buena Park. We also have the knowledge and experience to represent clients from Palm Springs and Palm Desert to Indio, from San Diego to Carlsbad, from Newport Beach to Anaheim, Ontario and Rancho Cucamonga, from Palmdale to Victorville, and all of Southern California.


Visit our website at http://www.sebastiangibsonlaw.com if you have a personal injury legal matter of any kind. We have the knowledge and resources to represent you as your Brentwood Truck Accident Lawyer and Santa Monica Truck Accident Attorney or your attorney in and around the cities of Oceanside, La Jolla, Del Mar, Chula Vista, El Cajon and Escondido. We also serve Corona, Temecula, Murrieta, Riverside, San Bernardino, Moreno Valley, Fontana, Vista, San Marcos, Solana Beach, Encinitas, Carson, Torrance and Manhattan Beach.

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