State:

PLEASE DON’T BOMBARD ME WITH ADVERTS FOR CAR INSURANCE WEBSITES!!!!

all I want to know is, my friend in america says I can buy their car (I live in the UK but will be going on a road trip around the states) they have insured the car, what do I need to do to be able to get into that car and drive it?

do I need to add myself as a named driver on the insurance (how easy is this to do when you live in the UK)?

do I need to take out completely new insurance (again, how easy is this to do when living in the UK)?

do I not need to do anything and the fact that the car is insured already means that any licensed driver can get in it and drive?

many thanks for any help.
OK thanks for the help guys, looks like getting him to technically “loan” me the car is the best option. Could I just add some details to this question?

He wont be coming with me, and what’s the deal with loaning then? would I be able to just get in the car and drive it away? it is insured by the guy, however do I have to add myself to the insurance policy? and is it possible to do this whilst living in the UK? Ideally not having to register myself to the insurance would be the answer, he isn’t concerned about it getting damaged, i’m not concerned about it getting damaged. what are the reasons that I would have to register myself to the insurance? if any?

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I was in a recent car accident. The car was deemed totaled by the insurance company.

The police say it wasn’t my fault the accident happened, and the other driver was charged with hit and run, but they can’t find him. I was told I would get $28 000 minus my $2000 deductible. However, this accident wasn’t my fault….will I still only get $26 000 or how does the deductible work?

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Can I call an insurance company the instant I buy a car and say, “Hey, I just bought a car. I want to get insurance for it.”? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I’m in trouble, right? I looked everywhere for this information, but I couldn’t find it anywhere. Could somebody clarify this issue for me?

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