My gf is 24 and a horrible driver. She doesnt pay attention and has bad judgement on distances. Well she is with USAA and has been with them for a while on her moms policy and she had a couple of minor wrecks that were her fault. She is now on her own policy and had a wreck that was her fault about 4 months ago and her car was fixed, now she just had another wreck that was her fault last week that totaled her car. The car is worth about 5,000 and with full coverage insurance and 1,000 deductibles she pays 175.00 a month for insurance. On top of the recent wreck she got a speeding ticket about 2 months ago that needs to be taken care of before July.

Do you think she is going to have her insurance canceled? I mean my mouth drops at 175 a month for insurance on a vehicle valued at 5,000 and 1,000 deductibles. I told her if she does get canceled she will only be able to afford liability with high risk insurance.