My fiancee was driving my car (we have separate insurance) and she ended up being involved in a hit and run accident in which she spun out of control and pretty much totaled my car. To make things worse, she was arrested for DUI when she called the police to report the Hit and Run… I am glad that no one was hurt, but am wondering what will happen with our insurance coverages.
Will my insurance cover the cost of repairing/replacing my car even though I was not driving it and she was slapped with a DUI?
My gut tells me that my insurance will cover the damages and my premiums will increase the standard amount for single car accidents like this, and that her insurance will skyrocket because she now has a DUI….
Any info on this would be appreciated.
My fiance (I dont drive) was going to get car insurance, we want insurance under 1000$ ever 6 months but its hard to find, any suggestioins ?
I was recently involved in an accident where I was not technically at fault, and was not charged with any traffic violation, but I was drinking. I was arrested for DUI at the scene and now am in the process of getting my claim squared away. I have not told my insurance company about the DUI but they will no doubt discover it as soon as they recieve the police report, which I am guessing includes the fact of my arrest. I am expecting problems from both my insurance company and the other cars once this is discovered, but I am not sure. Anyone know what to expect?
Explanation of “not technically at fault” –
A stalled car was in the second from the left-hand lane in the interstate. On a night of very poor visability and rain, the car in front of me swerved and barely missed the stalled vehicle, but I did not have enough time to. I was not cited for a traffic violation.
