I travel often but have never bought travel insurance. I always rent cars and buy the full insurance coverage from the rental. I don’t own a car or any auto insurance. I am somewhat familar with non-owner insurance options and the claimed coverage from the credit card companies. But why buy two insurance coverage when one can pay for both?
Do you know of travel insurance coverage that includes rental car insurance?
March 5, 2010 @ 3:10 am
Several travel insurance plans offer rental car coverage as part of their “package” of insurance. Best place to see which companies offer it is at the following research page from QuoteWright.com: http://www.quotewright.com/travel_coverages/rental_car_limit.html
March 5, 2010 @ 3:29 am
You can’t get Liability coverage. You have to get it from the rental car agency.
You can get a CDW if you live in the US or Canada. You have 2 choices:
1) You can get a trip cancellation plan that includes a CDW. Most plans exclude OR, NY and TX residents.You have to be taking a trip with fixed travel dates
2) You can get a stand alone CDW if you live in the US or Canada except Washington State.
I hope this helps,
Steve