Comments on: Where do car insurance companies find accident/driving violations? http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html car insurance Wed, 18 Jan 2012 20:13:58 +0000 hourly 1 http://wordpress.org/?v=3.0 By: Kim G http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html/comment-page-1#comment-2798 Kim G Mon, 22 Feb 2010 03:56:14 +0000 http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html#comment-2798 The DMV, CLUE, and somtimes ISO. After so many years, the incident falls off your record. I think it's 3 years. The DMV, CLUE, and somtimes ISO.

After so many years, the incident falls off your record. I think it’s 3 years.

]]> By: Loollea http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html/comment-page-1#comment-2797 Loollea Mon, 22 Feb 2010 03:50:39 +0000 http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html#comment-2797 insurance companies use two different means to collect the info they need the first is by your driver license number - info gathered from the state the second is from a reporting agency that registers all claims you will probably find that there isn't anything showing up from your DL # but will show a claim filed under a policy owned by you you should be prepared to show that you were not the driver in those instances insurance companies use two different means to collect the info they need
the first is by your driver license number – info gathered from the state
the second is from a reporting agency that registers all claims
you will probably find that there isn’t anything showing up from your DL # but will show a claim filed under a policy owned by you
you should be prepared to show that you were not the driver in those instances

]]> By: thaphillips http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html/comment-page-1#comment-2796 thaphillips Mon, 22 Feb 2010 02:53:56 +0000 http://www.thecarinsurance.net/where-do-car-insurance-companies-find-accidentdriving-violations.html#comment-2796 Accidents show up on a claims loss report, commonly referred to as a CLUE report. I would suggest obtaining a LOE, letter of experience, from the insurance company who was covering you at the time of the accident. This should advise that you were not the operator of the vehicle. CLUE reports will not indicate alcohol was involved. CLUE reports are often inaccurate. An MVR report will show an accident in certain states, if a police report was filed. This report comes directly from your license at the DMV. This should not be a worry unless your brother used your DL. If activity was found on your record a notice should be mailed to you and list an address of the reporting company where you can obtain your consumer reports. Accidents show up on a claims loss report, commonly referred to as a CLUE report. I would suggest obtaining a LOE, letter of experience, from the insurance company who was covering you at the time of the accident. This should advise that you were not the operator of the vehicle. CLUE reports will not indicate alcohol was involved. CLUE reports are often inaccurate.

An MVR report will show an accident in certain states, if a police report was filed. This report comes directly from your license at the DMV. This should not be a worry unless your brother used your DL.

If activity was found on your record a notice should be mailed to you and list an address of the reporting company where you can obtain your consumer reports.

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