I’ve lived with my boyfriend and his family for a little over a year now(I pay rent). I am 19 and do not have my license. I have relied on carpools and the bus so it wasn’t an issue. Now, I am planning to buy a used car, take the road test and get my own auto insurance. The thing is, they would most likely complain if this would increase their rates. I wish I could just pay a high rate alone- what would be the difference if I just rented a room in a strangers house??lol. I think that it would affect them, but does anyone know for sure?
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June 4, 2010 @ 3:41 am
If the car is in your name, you own the car and you pay the high rates.
June 4, 2010 @ 4:25 am
First, try this one. Get driving lessons, get your license, buy a car and insure it.The boy friend’s parents rates will not go up because you aren’t on their policy. Isn’t it time you got married and moved out on your own? All me old school, our kids that got married, moved out! It’s called independence.
June 4, 2010 @ 5:22 am
If you don’t drive their vehicles then their rates will not increase. It’s possible you will have to be ‘excluded’ from their policy but it’s no big deal.
June 4, 2010 @ 5:45 am
If you get a car in your name and insurance in your name, then their rates won’t be affected at all.
June 4, 2010 @ 6:29 am
As long as you insure the vehicle solely under your name then their rates will not be affected at all.