I’m a 17 year old guy, with my test in a month’s time and I’m looking at buying and insuring a car to practice in while i’m still a provisional driver, and then use when i have passed. I’m currently looking at a Ford Fiesta 1.25, and the best quote i have got has been about £750 from Quinn. The quotes however are based on me being a provisional driver, and when i pass, won’t my insurance rise? Quinn could charge whatever they want and i’d be left having to cancel the policy.

I know i only stop being stereotyped as a boy racer by the insurance companies when i hit 25, so i may as well get a car now and get rid of the horrific first year of insurance cost…but what’s the best way for me to do it? Earn no claims as the main driver of a car, at a high price, or earn them as a named driver with companies like Quinn or Directline?

Thanks! Lewis